Author: FHL Texas

Thinking About Purchasing A Second Home?

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If you’re ready to have a place closer to the grandkids, or if you’ve always wanted the ability to escape the city for a few days, start your journey armed with information. The world of real estate has been shifting over the last few years, particular here in North Texas, and having someone who understands… Read more »

How Does A HECM Loan Work?

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For many people in North Texas, their net worth is housed in their housing. Our properties tend to play an outsized role in our finances in our area, and that can bring some decided advantages. It generally means a more stable growth than other avenues, and in the Metroplex, property valuations have skyrocketed over the… Read more »

Tax Valuation Seem Way Too High?

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In Texas, we don’t have a state income tax; seems pretty nice, right? Unfortunately, this setup has its trade-offs, and in order to fund our essential programs and services, we rely on sales tax and (gulp) property taxes to do it. With skyrocketing North Texas home prices, you might be left with an inflated valuation… Read more »

Buying A Home In A Stabilizing Market

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If you’ve been paying attention to the news, then you might have some questions about the market. With tariffs changing left and right, and uncertainty all over the place, you might ask yourself if this is the right time to buy a home, but there are opportunities if you know where to look. When you… Read more »

First Home At An Older Age?

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The market today is different than it was before, and that’s leading to an older median age of North Texas homebuyers. While the first thought of a first-time buyer might make you think of a younger couple, more families in their 40s and 50s are starting to get in on the action. There are a… Read more »

HECM Loans And A Comfortable Retirement

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If you are like many North Texans, then much of your net worth is housed in your house. While this can be a stable way to invest, it can also make it tough to spend that money for your comfortable retirement. Having some liquidity has value, and for those who have reached the age of… Read more »

Could A Trust Be Your Answer?

Including your home in a trust could make things easier for your family in the event of your passing. But how do you do this? And is this the right choice for everyone? Let’s talk about it! Here at Family Home Loan Texas, we know the value of a trust. When you put your home in a trust,… Read more »

Are You Ready To Buy Your First Home?

Buying your first home is, for many Americans, an important milestone to reach. It allows you to gain stability, build wealth, and have a space for yourself and your family. While this can be an exciting step, it can also be confusing to navigate all that you need to do on your own. That’s where… Read more »

A Reverse Mortgage To Retire In Place?

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Thinking of retiring soon? It is important to make sure that you have put yourself on the right financial path. If you are like many people in North Texas, then a big portion of your net worth is housed in your housing, and that can sometimes make it tough to make these big decisions. If… Read more »

New Home? Discover Your Loan Options

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In the past few years, the housing market has been a challenging environment for new homeowners. Limited housing stock, coupled with a steep rise in new residents, has made it really tough to find properties in people’s budgets. Thankfully, we have also been one of the drivers in new home development, meaning that there are… Read more »