A home purchase is significant for many reasons. When you buy your property, you secure one of the most important spaces of your life, one where you can establish community roots and raise a family. The purchase is also significant because it is a large financial investment, one that requires a significant initial purchase but… Read more »
Author: FHL Texas
Should You Look Into Refinancing Your Home?
Buying a home provides more stability when it comes to your long-term finances, as you no longer have to move from one rental agreement to another and watch your monthly payments rise with each change. This consistency is one of many reasons people are excited to become homeowners; with that said, you do have the… Read more »
Will Appraisal Waivers Affect Your Homebuying Plans?
Securing a loan for a home you want to buy requires more than just the right credit score and down payment. Lenders are cautious about what they give out, as they can be hurt by providing mortgages that are larger than the value of the home being purchased. One way they protect themselves is through… Read more »
Are You Really Prepared For A Second Home Purchase?
Home ownership comes with a variety of benefits. The comfort of feeling in control of your space, the ability to secure stable payments over rising rent prices, and the growth of your equity are all easy to appreciate. After completing the process of buying the property where you reside, you can feel more comfortable with… Read more »
What To Expect From Housing Affordability In 2023
Housing affordability can be a serious obstacle for potential buyers, particularly those buyers who do not have a current property to sell. During 2022, property prices and higher interest rates limited people’s purchasing power. However, as we review the market trends at the end of 2022, there are reasons to anticipate better affordability in 2023…. Read more »
Are You Ready To Become A Homeowner In 2023?
The new year is days away, but many people are already working out their resolutions for 2023. Many couples and families will look to make this year the one when they pursue homeownership. It can be exciting to think about reaching this milestone, but it can also feel difficult to take on if you lack… Read more »
We Help With Different Types Of Homebuying
For many who start to explore the housing market, the goal is to find a property that will serve as their home. Buying offers many benefits over renting, including the stability of mortgage terms and a location you can make your own by renovating and remodeling. Doing so also helps you grow your net worth… Read more »
Am I Ready To Make A Down Payment On A Mortgage?
The leap from renter to homeowner can seem like a large one, particularly if you are not sure what to make of the housing market or unsure what it will take to secure a mortgage. Fortunately, help is available, which means you gain the benefits of insight and experience on matters that can prove difficult… Read more »
The Benefits Of Buying A Home Over Renting
If your time with your current lease is almost up, you can dive right into the search for another rental space, or you can explore the advantages to buying a home. There are benefits to making the transition to home ownership, but it can be an intimidating to make the leap from renting. Even if… Read more »
Should Market Trends Affect My Interest In Buying A Home?
Housing trends change in a number of ways, and it can be difficult to look at the market from the outside and determine just how those changes affect your plans to buy a home. The movement of interest rates, both local and larger housing price fluctuations, and shifts in supply and demand all play a… Read more »