FHA Loans Can Make Buying A Home Possible

fha loanWe understand that the prospect of buying a house, especially for potential new homeowners, may seem unattainable for many. It is a major undertaking and could very likely be the largest purchase you’ve ever considered making. This often turns people away from the idea, as they assume they simply can’t make it work. While purchasing a home certainly requires a stable financial situation, it is probably more within your reach than you may expect. In today’s blog, Family Home Loan Texas discusses how FHA Loans can help make buying a house possible for many individuals. (more…)

Make The Most Of The Weekend With Your Family

family at museumIs winter finally here? While we have been bouncing between 70-degree highs and 20-degree lows, it seems like this weekend is going to be consistently chilly. We know it is tempting to spend the days bundled up under blankets, nursing a hot chocolate in front of the fire, but there is also a lot of fantastic family-friendly events occurring across the metroplex. Bust out your favorite scarf and beanie because, in this week’s community blog, Family Home Loan Texas highlights some of the premier events happening around North Texas this weekend. (more…)

What To Know Before Buying A Home

buying a homeWhen you have never bought a home — or you are in the market for the first time in a while — there is a lot you have to keep in mind. Purchasing a house is a major undertaking, and it is important to know what to expect before beginning the process. You want everything to move as smoothly as possible, especially now in North Texas with the housing market exploding. With this in mind, in today’s blog,  Family Home Loan Texas discusses what you need to know and be aware of before buying a home.  (more…)

Generate Income With An Investment Property

investment propertyObtaining an investment property is more attainable than you might think. Of course, the idea of purchasing one, especially if you already own a home, can seem overwhelming. After all, the thought of taking out another mortgage is admittedly daunting. However, for many individuals, an investment property is can have many benefits — namely, increased income. In today’s blog,  Family Home Loan Texas talks about the ways you can purchase this type of property and the benefits it can provide.  (more…)

Best Activities In North Texas This Weekend

north texas family friendly eventsThe weekend is finally upon us. We know that getting back into the swing of work after the holidays can be a drag. Plus, we are collectively spending a lot of brainpower deciding what to do with all the leftover eggnog — do we pour it down the drain? Do we keep drinking it? Is consuming it after Christmas even legal? Regardless of what you choose, we can certainly agree that we need to add some spice to our lives as we get back to the grind. Lucky for you (and us) there is a lot going on this weekend that is sure to be fun for you and your family. We have been writing these community blogs for a while now, and this weekend there is a particularly fun batch of happenings going on around the DFW metroplex. In today’s blog, Family Home Loan Texas highlights some of our favorite family-friendly events. (more…)

Home Appraisals Are Essential

home appraisalWhen you are buying or selling a home, it is easy to think of the process as consisting of just putting in or accepting an offer and then closing. This, however, is not the case, and there are lots of steps that go into the purchase and sale. Home appraisals, for instance, are crucial for both the transaction and for getting approved for a mortgage. In today’s blog, Family Home Loan Texas talks about the various times you will need a home appraisal and what you should expect. (more…)

Consider A Cash-Out Refinance In 2022

cash-out refinanceOnce you own a home and have a  mortgage, it is tempting to think your work is done. After all, the home buying process — not to mention the securing of a loan — can be arduous. However,  it is important to consistently assess your options in order to save money in the long run. Refinancing is a common tool for mortgage holders to utilize to secure more favorable interest rates and generally alter the terms of their loans. Cash-out refinancing is another type of adjustment that can put some extra funds in your pocket as you find more advantageous rates. In today’s blog, Family Home Loan Texas talks about this tool and why 2022 seems to be a great time to get one. (more…)

Fun Events Happening Around DFW This Weekend

Fun Family EventsThe holidays are over, and you are probably feeling both relieved and morose. On the one hand, our schedules are freeing up, and we no longer have to worry about bringing the perfect side dishes and drinks to a seemingly endless stream of parties and get-togethers. On the other hand, the newfound quiet and routine can feel a bit dull. Luckily, you can still enjoy yourself around the DFW metroplex this weekend. In today’s community blog, Family Home Loan Texas highlights some of the most notable, family-friendly events happening in North Texas this weekend. (more…)

Inspections Are An Important Early Step

home inspectionIt is easy to get lost in the excitement of buying a house — especially if it is your first time. After you spend months looking for the perfect home and finally find it, all you want to do is celebrate your looming homeownership. While it is important to take the time and bask in your accomplishment, you mustn’t get too distracted because there is still work to be done. Before you close on the house, you need to get an inspection done. In today’s blog, Family Home Loan Texas discusses what home inspections consist of and why they are so important. (more…)

Using Your Home To Free Up Money

refinancingOwning a home is one of the best ways to build up equity. Every month, you are adding more money into your home, until you eventually have it completely paid off. And since homes typically appreciate in value, that means when or if you would like to sell it, you will stand to make a profit. Home equity is also used to back up a line of credit from your financial institution. While this offers helpful security, sometimes life events occur that require significant liquid funds, and you can use your home as a way to free up this money. In today’s blog, Family Home Loan Texas discusses some ways that you can use your home to help you free up cash for large expenses. (more…)