First Home At An Older Age?

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First Home frisco tx

The market today is different than it was before, and that’s leading to an older median age of North Texas homebuyers. While the first thought of a first-time buyer might make you think of a younger couple, more families in their 40s and 50s are starting to get in on the action. There are a number of reasons that play into this phenomenon, but the results are clear: older folks are looking to plant their flag in Texas.

If you’re thinking about making the leap, call Family Home Loan Texas in Frisco, TX. We help families to find their place in the Metroplex, and we offer a variety of services designed to help you get to where you need to be. Whether this is you first time through the homebuying experience, you’re looking to shift locations, or you are interested in learning more about HECM reverse mortgage loans, our team is here to help you explore your avenues.

Now could be your time. Find out more about first-time home ownership with Family Home Loan Texas.

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HECM Loans And A Comfortable Retirement

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HECM Loans HECM Loan Frisco TX comfortable retirement

If you are like many North Texans, then much of your net worth is housed in your house. While this can be a stable way to invest, it can also make it tough to spend that money for your comfortable retirement. Having some liquidity has value, and for those who have reached the age of 62, there is an avenue to convert home equity into cash that you can use how you see fit.

At Family Home Loan Texas in Frisco, TX, we help people understand all of their options when it comes to HECM loans. Many seniors are finding a more comfortable retirement through reverse mortgage loans, so ask your financial advisor if one could help you to experience a little more liquidity. And when you are ready to discuss your HECM loan options, we’re here to help you find the solution that works best for your needs.

Find out more about reverse mortgage loans. Call Family Home Loan Texas today.

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filed under: Reverse Mortgage

Could A Trust Be Your Answer?

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a trust

Including your home in a trust could make things easier for your family in the event of your passing. But how do you do this? And is this the right choice for everyone? Let’s talk about it!

Here at Family Home Loan Texas, we know the value of a trust. When you put your home in a trust, you can state your wishes in the event of your death. A trust can also help save time and money and allows you to pass your home to the right person. If you’re ready to make a change, give us a call.

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Are You Ready To Buy Your First Home?

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first time home buyer, frisco, tx,

Buying your first home is, for many Americans, an important milestone to reach. It allows you to gain stability, build wealth, and have a space for yourself and your family. While this can be an exciting step, it can also be confusing to navigate all that you need to do on your own. That’s where FHL Texas in Frisco comes in to help. We offer consultations that can help you determine your budget and find a mortgage plan that fits in to your goals. In today’s blog, we’re here to talk about what you need to know before taking the next step.

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A Reverse Mortgage To Retire In Place?

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retire in place frisco tx

Thinking of retiring soon? It is important to make sure that you have put yourself on the right financial path. If you are like many people in North Texas, then a big portion of your net worth is housed in your housing, and that can sometimes make it tough to make these big decisions. If you are looking to retire in place, then it may be time to talk to a financial professional about whether a HECM loan reverse mortgage is right for you.

Here at Family Home Loan Texas in Frisco, TX, we understand the world of reverse mortgages, and we are proud to help older DFW individuals discover their options. Many people across the country are using these simple non-recourse loans to provide more financial flexibility in retirement, and they might be an option that suits your needs. HECM loans are backed by the FHA, giving you the security of the federal government in your reverse mortgage.

To find out more about HECM loans and retiring in place, call us today!

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New Home? Discover Your Loan Options

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new home frisco tx

In the past few years, the housing market has been a challenging environment for new homeowners. Limited housing stock, coupled with a steep rise in new residents, has made it really tough to find properties in people’s budgets. Thankfully, we have also been one of the drivers in new home development, meaning that there are new home options available each and every day.

Here at Family Home Loan Texas in Frisco, we are here to help you find your way into homeownership. For those who are looking to buy for the first time, our team is here with information about your possibilities. To find out more about our services, give us a call today!

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Convert Home Equity With A HECM Loan

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convert home equity dallas tx

If you’re like many in North Texas, then your home takes up a significant part of your net worth. While this has always been viewed as a helpful way to grow wealth, it means that you cannot access these funds simply whenever. Unless you plan on selling your home, in order to use your home equity to your advantage, you would need something like a line of home equity credit. These do not always make sense for people, but what are your options?

Thankfully, for those who have reached the age of 62, there is another way, and our team at Family Home Loan Texas in Frisco, TX can help you to make sense of it all. With a HECM loan, you can convert your home’s equity into capital that you can use how you see fit. This is a form of reverse mortgage that has the backing of the Federal Housing Administration, helping you to have a secure and trustworthy home equity conversion loan. To find out whether a HECM loan is right for you, give us a call and talk to our team today!

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There Are Options With HECM Loan Proceeds

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hecm loan dallas tx

In this country, and in North Texas in particular, housing often plays an important role in a financial portfolio. As you age, it is important to make positive decisions with how you manage your money, and when a significant portion of your net worth tied up in your home, it can make things a bit tougher for you. A HECM loan form of reverse mortgage is a way to convert your home’s equity into cash that can be used for a variety of purposes.

When it is time to discuss your future, talk to our team at Family Home Loan Texas in Frisco, TX about your options. HECM loans are becoming an important part of many seniors’ financial plans for aging in place or enjoying their retirement, and they may be your next step. There are many myths and misconceptions about this process, so speak with your financial advisor and learn about how reverse mortgages operate. To find out more about your possibilities, give us a call today!

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Experience These Events In Dallas This Weekend

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events in dallas tx

Here in North Texas, we are about to enter into the hottest part of the year. While it has been manageable so far, there are still many more days left before the fall, and this weekend may be one of your last chances to really enjoy yourself before the slog that we call August. Thankfully, there are a bunch of amazing events in Dallas this weekend for you and the entire family to enjoy, and we are excited to get out and experience the city.

If you want to explore your financial possibilities related to Metroplex real estate, talk to Family Home Loan Texas in Frisco, TX about your needs. From the suburbs of Mansfield to the urban walkability of Downtown, we help families across our metro area to discover new options. Whether it is time to talk about a new home, refinancing your current one, or the advantages of a HECM loan reverse mortgage, we are here for you. Give us a call today to set up a meeting!

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Fun Things To Do This Weekend In Dallas

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fun things dallas tx

At our office, we love our city, and that means that when the weather is this nice, it is time to step outside. Before things become too hot to handle, this is the perfect time to really experience everything that the Metroplex has to offer, which is an endless amount of fun and entertainment. If you have been trying to plan for the weekend and are just coming up empty, we are here to help with some suggestions on fun things to do in Dallas.

When you want a team of loan originators who really care about the community, talk to Family Home Loan Texas in Frisco, TX. From Aledo to McKinney and everywhere in between, we understand the value of finding a home in North Texas. We also understand the importance of keeping an eye on your finances as a homeowner through refinance, and we know that reverse mortgages are becoming a key component of Metroplex seniors’ retirement plans. If you have reached the age of 62, take the time to talk about the advantages of HECM loan reverse mortgages. Give us a call today to talk about all of your options!

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