Making The Move From Renting To Owning

first time homebuyers dallas frisco tx

The decision to buy a home is a serious investment, and if you have been renting your entire life, it can seem overwhelming. During the pandemic, many people made the move, but if you waited out that storm of activity, now may be a great time for you to purchase a home. While interest rates remain high, it is important to remember that refinancing is an option in the future, so talk with a trusted team of financial advisors about your options in making homebuying an affordable proposition.

Take some time to learn about the process of buying your new home with our team of home loan experts at FHL Texas in Frisco, TX. Whether you like urban walkability or a more spacious place in the suburbs, you’re most likely going to want to talk to someone about a home loan, and we can help you to understand your options. When you want to have that important discussion, give us a call and schedule a time to meet!


It’s Election Day! We Can Limit Property Taxes In Texas

election day frisco tx

Today is election day, and there is an extra special constitutional amendment that is on the ballot here in Texas. This measure seeks to control the amount of money that everyday Texans have to pay in property taxes, and it could bring some much-needed relief to our state. Since we do not have a statewide income tax here in Texas, homeowners pay a disproportionately high level of these taxes, and it is becoming quite the burden with skyrocketing home valuations.

Here at FHL Texas in Frisco, TX, we understand the importance of keeping housing affordable for all, and a big part of that is to ensure that people can stay in their current homes. While sometimes, those contentious issues dominate the headlines, there are areas where we can come together to make common-sense reforms to the way we operate as a state. Limiting the amount of money that homeowners have to pay is one area where we can agree that changes need to be made, but this takes your vote. Head to the polls today to let your voice be heard in keeping property taxes at a reasonable level!


First Time Buying A Home? We Can Help!

First Time Homebuyer Frisco TX

If you are thinking about making the leap from rentership into owning your own home, it can feel a little overwhelming. How much should you save for a down payment? Is the additional work worth it? You may have a million questions that are running through your head, and without a trusted guide, it may feel easier to continue renting your home. But there are decided benefits to homeownership, you just need to know your next steps!

With our team of loan originators and financial experts at FHL Texas in Frisco, TX, you have a guide to help you understand the ins and outs of buying a new home. Take some time to meet and discuss your options as a first-time homebuyer, and while you are here, be sure to ask all of your questions. The real estate market is more competitive than ever, so knowing your next steps is key in finding and securing a home in the Metroplex that can suit your needs for years to come. Give us a call and schedule your appointment today!


Refinancing Your Home For Your Future

Refinancing Your Home Frisco TX

Are you stuck in a high interest rate mortgage and want to reevaluate your options? When you need to learn about all of your financial options, make sure that you talk with a trusted source of information before you make any moves. The economic landscape is always changing, and more than ever, the expert guidance of a knowledgeable financial advisor can help you to know your next steps.

With our team of local Frisco, TX loan originators and financial experts at FHL Texas, you have the opportunity to refinance your home loan to terms that make more sense for you and your family. There are a few reasons as to why refinancing can be beneficial for your current home loan, so take the time to schedule an appointment to discuss where you go from here. You can move from a fixed-rate mortgage to an adjustable rate, or from a conventional loan to an FHA-backed solution, so learn about the ins and outs of home refinance with our team. Give us a call today to learn more!


Financing Your New Vacation Home

Second Home Frisco TX

If you are looking to increase the amount of real estate holdings in your portfolio, it is important to find a trusted advisor to help you through the process. Even though you might be familiar with the steps in buying a home, each new time brings a host of different circumstances. If you have reached the age of 62, you have new possibilities available to you through a home equity conversion mortgage, commonly called a reverse mortgage.

With our team of expert financial advisors and loan originators at FHL Texas in Frisco, TX, you can make the moves that are right for you and your family. Talk to our team about your options, including an FHA-backed HECM loan, to help you afford that second home. Many seniors are making their way into rental property as a way to generate passive income, and this is a great way to help you to achieve that goal. Whether you are focused on short-term rentals or want a consistent tenant, a reverse mortgage can help you by converting your existing home equity into liquid capital that you can actually use. Do more with your money with a HECM loan!


Fun Events This Weekend In Dallas, TX

Fun Events Dallas TX

If you are itching to get out this weekend, you are certainly not the only one. As the summer finally seems like it is cooling off a little bit, the city starts to come alive with activity. But with all the action going on around the Metroplex, you might be struggling to find something that fits you and your family. When you need to know about fun events in DFW, keep an eye on our page!

With our team of financial experts and loan originators in Frisco, TX, FHL Texas is here to help you make the right decisions. From home refinance to the purchase of a second property, we can help you to understand your financial options and make the moves that are best for your family. If you have been thinking about expanding your real estate portfolio, talk to us about the current market conditions and see what is available to you here in North Texas. This area is seeing rapid growth, and it doesn’t seem like it’s going to slow down anytime soon!


Expert Guidance In Buying A New Home

New Home Frisco TX

If you are looking to make the leap from renting into homeownership, it can be an overwhelming experience. When you try to do this on your own, you may find yourself a little out of your depth, and this is completely understandable. After all, if this is your first time through the process, you do not have any experience in this arena. Take some time to talk with an expert about your options when you start to think about buying a new home.

With our helpful team of loan originators and financial advisors at FHL Texas, you can make positive moves in your journey to homeownership. There have been many recent changes in the real estate landscape since the start of the pandemic, so take some time to learn about your options. We can help you to understand the path to pre-approval, which shows the sellers that you are a serious buyer and that you can reasonably afford the home. This step is a huge benefit for those looking to secure their first new home in North Texas, so talk to our team about your path to pre-approval!


Take Control Of Your Finances With A HECM Loan

HECM Loan Frisco TX

For many seniors, a substantial portion of their net worth is often invested into their home. While this is often seen as a fairly safe place to keep capital, it can limit your freedom to make decisions surrounding money. If you are age 62 or older, you have the option to convert your existing home equity into liquid funds through an FHA-backed HECM loan. This can help you to have more flexibility with your retirement savings, and can even be used to purchase a second home!

If you have been thinking about making a change, take some time to speak with our group of helpful financial advisors and loan originators at FHL Texas in Frisco, TX. With this form of home loan, you do not have to pay back the amount until you decide to leave your home, and you have the freedom to use your home equity how you wish. Whether you want to purchase another property for investment or to simply boost your retirement savings, an FHA-insured reverse mortgage can help you to decide how to use your money!


Texans Have A Chance To Lower Property Tax Rates

Voter Frisco TX

This November, you have an opportunity to be a part of a change to our constitution, giving you much-needed tax relief. Since property tax reform requires a constitutional amendment, this process requires a statewide vote.

As loan originators and financial advisors here in North Texas, FHL Texas understands the burden of current property tax rates on homeowners. This means that you can take the chance to have your voice be heard on this important issue, so be sure to vote in this upcoming November election. While the presidential races gain all of the headlines, there is a substantial opportunity to help homeowners in the state to feel some relief. After all, your property hasn’t changed, so why should your tax bill?


Family-Friendly Free Dallas Events This Weekend

Dallas TX

If you are like us, you are looking for a way to escape the heat this weekend. This summer is seeming like it will never end, and so it is important to find events that can help you to stay cool. We are here to help you to find that perfect weekend adventure for you and your family, while still helping you to save some money, with family-friendly events here in North Texas.

With our team of local financial advisors and loan originators at FHL Texas in Frisco, TX, you have a dedicated staff to help you make the right decisions with your money. The real estate market here in the Metroplex can be a struggle, so when you decide it is time to make a change, talk to our team about your options. Take the time to fall in love with the excitement of rapid growth here in Dallas-Fort Worth at these family-friendly events in the area!