Rate and Term Refinance

Take advantage of lower interest rates to reduce your monthly payments! We can work with you on a no out-of-pocket-cost refinance that lowers your bills and gives you more cash. FHL Texas provides personalized support and financial consulting to help customers lock in the right terms.

Cash Out Refinance

In addition to refinancing to lower your monthly payments, you can also use the equity your home has built up for a cash out refinance. Home prices may have appreciated more than you realize in Texas, and you can take advantage of your equity to pay off outstanding bills, cover student loans, or use the money to make new investments. You can even refinance a home you purchased in the last few years, which can open up money for improvements and additions that further increase your property value!