Debunking Reverse Mortgage Myths

Reverse Mortgage Myths frisco tx

If you’re thinking of making the move to retirement, it’s essential to be sure that you’re on the right financial path to get there. If you’re like many in North Texas, though, then a lot of your net worth is housed in your housing, and that can make it tough to access capital when you need it. There is an option out there, however, that is designed to help seniors unlock their investment. We’re talking, of course, about FHA-backed HECM loans; and sometimes, it’s necessary to talk about reverse mortgage myths when discussing these.

Here at Family Home Loan Texas in Frisco, TX, our team works hard to help people make more with their real estate. We know that for older people in DFW, the economic landscape can make it necessary to convert home equity into capital that you can actually use. so, if you’re thinking about making necessary ADA-compliant changes to your home to retire in place, see whether a HECM loan is right for you.

Reverse mortgages aren’t for everyone. But for many North Texans, HECM loans are providing a pathway to an easier retirement. Find out more with Rob Bramer at Family Home Loan Texas.

(more…)

How HECM Loans Help

How HECM Loans Help frisco tx

If you’re a senior looking to make more of your retirement, you realize that it takes capital. But for many older folks in North Texas, net worth is tied up in home valuation, making it tough to access cash when you need it. When that happens, it might be worth it to talk to a financial advisor to see if a HECM loan form of reverse mortgage is right for you. This is a helpful tool that converts home equity into cash that seniors can use how they want, from retiring in place to making home improvements.

When you see Family Home Loan Texas in Frisco, TX, you’re working with a local, reputable team. From first-time homeownership to reverse mortgage assistance, our office is built to help North Texans to make measured real estate moves. HECM loan reverse mortgages have quickly become a staple tool for many seniors in the Metroplex, so see if they make sense for you. We’re here to help when you’re ready to explore your options.

Thinking of making more of your retirement? Ask if boosting your retirement savings with a HECM loan is a helpful step with Family Home Loan Texas.

(more…)

First Time Through The Homebuying Process?

first time through the process? frisco tx

While there can sometimes be some convenience in renting, you miss out on building equity. Here in North Texas, that has real power, so take the time to learn about your options to move into homeownership. Some prospective buyers were priced out of the market during the post-pandemic real estate boom, but now that inventory is increasing and prices have started to stabilize, it’s a good time to take a look. So, if you are ready to leave renting behind, let’s talk about it.

Here at Family Home Loan Texas in Frisco, TX, our team helps people find their place. We know that, for many families in the DFW Metroplex, locating a house within their budget has been tough for the past few years, and we’re here to help people who see their opportunity. Housing inventory in DFW has been rising, so there are some good places out there in great neighborhoods in Frisco, Plano, Dallas, and more. So, whether you’re thinking of a cozy home in the Mid-Cities or a condo near Downtown, meet with our team to make a plan.

Moving from renting into homeownership can be daunting. To find out more about the homebuying process, reach out to Rob Bramer at Family Home Loan Texas.

(more…)

Only Three Days Left!

walking in the woods, thinking bout filing a property tax protest in texas

It’s that time of the year again. Since the COVID-19 pandemic, real estate tax appraisals here in North Texas have been sky high. But through property tax protests, Metroplex residents have a way of fighting back, and the deadline’s coming up quick.

Navigating the world of homeownership is what we do. If you need some help figuring out a property tax protest in Dallas, Frisco, or somewhere else, tell Rob Bramer at Family Home Loan Texas. We appreciate the chance to help make life a little more affordable. 

Not sure where to start? Talk to Family Home Loan Texas about a property tax protest, and don’t wait! The deadline to file is May 15th.

(more…)

What Are Mortgage Rates Doing?

mortgage rates frisco tx

We thought that things were headed in the right direction when it came to interest rates, but just as they started to come down, the US got involved in another major conflict. That, among other factors, has led rates to come back up a little bit, and for homeowners who were waiting, that’s a troubling sign. So, if you’ve been thinking about making the move from renting into homeownership, or if you’ve felt trapped in a home you bought during the pandemic, it’s important to keep your eyes peeled. Paying attention to mortgage rates can help you to make a change when it’s most beneficial for you.

Here at Family Home Loan Texas in Frisco, TX, we work with North Texan families to get them into a house that makes sense for them. Our office is proud to be a real resource for people in the Metroplex, as we know how complex and often confusing buying a home can be. Whether it’s your first time through this process or you have been here before, we can help you make sense of your real estate moves.

With military action in Iran, mortgage rates have been on the rise. Talk to Family Home Loan Texas to see if buying a home now can help you avoid an interest rate spike.

(more…)

Making Plans For Homeownership

Making Plans For Homeownership frisco tx

The past few years, it has been truly tough for renters to make the leap into homeownership. The simple truth is that during the pandemic, many people started searching for a new place, and our available housing stock just dwindled. Now, there have been real efforts to increase the number of houses on the market through building, but it has taken a little time. And prices are beginning to come down a little bit, opening the door for some first-time homebuyers.

When you see Family Home Loan Texas in Frisco, TX, you’ve got a homebuying resource. Our team is built to help people just like you find their way into a home that makes sense for them, both financially and feasibly. Whether you’re looking for a new townhome near Lower Greenville, a spacious place out in Forney, or you want to be a part of the big push North, let’s talk about your next steps. Because putting the planning into your homebuying experience is worth the effort.

First-time homebuyer in North Texas? Don’t do it alone. Reach out to Family Home Loan Texas to start the discussion.

(more…)

Is It Time To Refinance?

time to refinance? frisco tx

It’s been a wild few years for the real estate industry, but things are finally starting to settle down. During the pandemic, many people decided that it was the perfect time for them to move, and since they did it all at the same time, prices increased dramatically. In order to combat inflation, the United States Federal Reserve also raised interest rates, too. That means that there are many homeowners in North Texas who are wondering: is it time to refinance the house I bought 5 years ago?

Well, at Family Home Loan Texas in Frisco, TX, we can help you to figure that out. We understand that 2026 is an entirely different place than 2021, and the refinancing landscape has shifted significantly. Adjusting your loan terms can help you to adjust your interest rate, so it might be a good time to make the change. Our office can work with you to make sense of the situation to see if it’s right for you and your family.

Are you ready to adjust your loan terms? Find out more about your options with Rob Bramer at Family Home Loan Texas.

(more…)

What Exactly Is A Reverse Mortgage?

Over the last few decades, one financial solution has quickly grown in popularity among our older populations. We’re talking, of course about the spread of reverse mortgages, which have an interesting history. While they were first used to deliver more capital for people struggling in retirement, they’ve become a tool for continued growth and development, as well. And for those looking to make improvements to their home to retire in place, reverse mortgages offer a way to do that through converting home equity into capital.

When you’re ready to learn a little more about HECM loans, tell Family Home Loan Texas in Frisco, TX about it. Our office is built to help people just like you to know their direction as homeowners or home buyers, and we understand that a reverse mortgage is a more pivotal tool than it ever has been in the past. So, if you need to know about how the work and if they’d be right for you, reach out to a trusted real estate name in the Metroplex.

HECM loans are FHA-backed solutions for seniors. Learn more about reverse mortgages with Rob Bramer at Family Home Loan Texas.

(more…)

First Time? Talk Things Through

First time? frisco tx

If you’ve been waiting to purchase a home, now might be a good time to do it. The landscape is changing, making things a little more favorable for buyers, even here int he DFW Metroplex. It seems that all of our frantic building has paid off, and home prices are beginning to stabilize a bit. But if it’s your first time buying a home, make sure to talk things through with your financial team and a mortgage broker in your area. Being prepared can make a real impact.

When you speak with Family Home Loan Texas in Frisco, TX, you’ve got a local resource to help you understand your steps. Our office is built to get North Texans into homes they love, from Plano to Azle. We also understand the importance of doing things well when it’s your first time thinking about buying a home, and we’re proud to be able to do that for people here in the Metroplex. So, when you’re ready to make the leap from renting into homeownership, let’s make a plan.

Buying a home takes resources, and it takes planning, too. If it’s time to think about buying a home, call Family Home Loan Texas.

(more…)

Understanding First-Time Homebuying

first-time frisco tx

New that we are a few years beyond the COVID-19 pandemic, we have started to see some stabilization in the housing market. While inventory is still not where we would like it to be, there are real reasons to be optimistic about real estate here in North Texas. That means that if you are ready to move from renting into homeownership, then it might be the perfect time for you and your family. Speak with a financial advisor, and when you’re interested in finding out more about your financing possibilities, we’re here for you.

Here at Family Home Loan Texas in Frisco, TX, we are proud to be a resource for first-time buyers in the Metroplex. We know that this can be complex, if not confusing, for many families, and we try to lay things out as openly as we can. Applying for a home loan takes some documentation and planning, so when you’re planning for your next place, let’s meet to discuss your direction.

First-time homebuyer in North Texas? Find out more about what it takes with Rob Bramer at Family Home Loan Texas.

(more…)