Is It The Right Time To Buy A Home?

the right time frisco tx

Dallas-Fort Worth is growing at an unprecedented rate, and that means that we are constantly building new homes in order to meet up with demand. When that fact is coupled with the current instability in the housing market, many families are taking a hard look at whether 2024 is really the right time for them to make a change in buying a home in the Metroplex, and we certainly understand that mentality. While interest rates are still at a significantly high level, bidding wars are cooling off, so weighing your options is more important than ever when you are looking to make a change.

At Family Home Loan Texas in Frisco, TX, our team is here to help you make smarter financial decisions when your family makes a change to their housing. Interest rates remain high, which serves as a barrier for those looking to enter the market, but there has been much in the way of new construction here in the Metroplex. This means that there is a sudden influx of available new houses and condos, and there are also less buyers to compete with. If you have been thinking about making the move from renting into homeownership, talk to our team about positive ways to do it!

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Family-Friendly Events In Dallas This Weekend

family-friendly events dallas tx

If you are looking for something fun to do this weekend, there are plenty of options in the Metroplex. Whether you are looking for a family-friendly way to experience art and culture, or if you want to give that special little one an education in science and math, you have multiple possibilities.

Here at Family Home Loan Texas, we really love our North Texas community. From The Star in Frisco to Downtown Dallas, we cherish the opportunity to get out there and see the sights. After the recent cold snap, a little bit of nice weather is on the horizon, and you better believe that we are going to be taking advantage of it. Come see us at one of these fun and free events that the whole family can enjoy!

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Pre-Approval Gives You A Competitive Edge

pre-approval frisco tx

Making the move from renting to owning can frankly feel intimidating, and when you are looking into your options on your own, you could be missing out on key information. If it is your first time buying a home, knowing your options is a pivotal part, as there are benefits that you just might not be aware. For example, there are multiple forms of down payment assistance that you might qualify for, and working with a trusted team can help you to make the right moves.

At FHL Texas, we know the ins and outs of buying a home, and we also understand the importance of securing pre-approval. This crucial step helps you to have a clear idea of your budget, which you can then show to sellers. By demonstrating your ability to pay, you give them peace of mind that you are a serious buyer, and it can give you a competitive edge when making an offer. Find out more about pre-approval with a call to our team today!

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Enjoy Your Retirement With More Financial Freedom

enjoy your retirement frisco tx

If you have reached the age of 62, you have a new option to increase your financial flexibility. With a HECM loan form of reverse mortgage, you can convert your current home’s equity into cash that you can use how you see fit. Whether you are looking to enjoy your retirement or make an investment, a reverse mortgage can put your financial decisions in your hands. Some seniors are even using these loans to purchase a second home!

Here at Family Home Loan Texas in Frisco, TX, we understand the value of being able to make your own choices. We have also seen how HECM loans can help people to do just that. Talk to our team about your options and see if a reverse mortgage is right for you and your family. Give us a call today to schedule a time to meet!

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Looking For A Home In 2024?

buying a home in 2024 dallas tx

The start of the new year is always a great time to make positive changes. If you have been thinking about making a change to your current housing situation, this could be your time for a new home. The market is stabilizing a bit after the whirlwind of the pandemic, and now could be the right time for you and your family. Whether you’re a first-time homebuyer, or if you are a seasoned vet who has been here before, you want to know your options.

With our helpful financial team at FHL Texas in Frisco, TX, you have a dedicated guide to a world of new homebuying possibilities. Talk to us about your needs, and we can work with you to find a home loan that makes sense for you and your family. 2024 is looking to bring new opportunities in the real estate world, so if it is your time to make a change, learn your next moves. Give us a call today to talk about your homebuying and refinancing opportunities!

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Making The Move From Renting To Owning

first time homebuyers dallas frisco tx

The decision to buy a home is a serious investment, and if you have been renting your entire life, it can seem overwhelming. During the pandemic, many people made the move, but if you waited out that storm of activity, now may be a great time for you to purchase a home. While interest rates remain high, it is important to remember that refinancing is an option in the future, so talk with a trusted team of financial advisors about your options in making homebuying an affordable proposition.

Take some time to learn about the process of buying your new home with our team of home loan experts at FHL Texas in Frisco, TX. Whether you like urban walkability or a more spacious place in the suburbs, you’re most likely going to want to talk to someone about a home loan, and we can help you to understand your options. When you want to have that important discussion, give us a call and schedule a time to meet!

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It’s Election Day! We Can Limit Property Taxes In Texas

election day frisco tx

Today is election day, and there is an extra special constitutional amendment that is on the ballot here in Texas. This measure seeks to control the amount of money that everyday Texans have to pay in property taxes, and it could bring some much-needed relief to our state. Since we do not have a statewide income tax here in Texas, homeowners pay a disproportionately high level of these taxes, and it is becoming quite the burden with skyrocketing home valuations.

Here at FHL Texas in Frisco, TX, we understand the importance of keeping housing affordable for all, and a big part of that is to ensure that people can stay in their current homes. While sometimes, those contentious issues dominate the headlines, there are areas where we can come together to make common-sense reforms to the way we operate as a state. Limiting the amount of money that homeowners have to pay is one area where we can agree that changes need to be made, but this takes your vote. Head to the polls today to let your voice be heard in keeping property taxes at a reasonable level!

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First Time Buying A Home? We Can Help!

First Time Homebuyer Frisco TX

If you are thinking about making the leap from rentership into owning your own home, it can feel a little overwhelming. How much should you save for a down payment? Is the additional work worth it? You may have a million questions that are running through your head, and without a trusted guide, it may feel easier to continue renting your home. But there are decided benefits to homeownership, you just need to know your next steps!

With our team of loan originators and financial experts at FHL Texas in Frisco, TX, you have a guide to help you understand the ins and outs of buying a new home. Take some time to meet and discuss your options as a first-time homebuyer, and while you are here, be sure to ask all of your questions. The real estate market is more competitive than ever, so knowing your next steps is key in finding and securing a home in the Metroplex that can suit your needs for years to come. Give us a call and schedule your appointment today!

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Refinancing Your Home For Your Future

Refinancing Your Home Frisco TX

Are you stuck in a high interest rate mortgage and want to reevaluate your options? When you need to learn about all of your financial options, make sure that you talk with a trusted source of information before you make any moves. The economic landscape is always changing, and more than ever, the expert guidance of a knowledgeable financial advisor can help you to know your next steps.

With our team of local Frisco, TX loan originators and financial experts at FHL Texas, you have the opportunity to refinance your home loan to terms that make more sense for you and your family. There are a few reasons as to why refinancing can be beneficial for your current home loan, so take the time to schedule an appointment to discuss where you go from here. You can move from a fixed-rate mortgage to an adjustable rate, or from a conventional loan to an FHA-backed solution, so learn about the ins and outs of home refinance with our team. Give us a call today to learn more!

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Financing Your New Vacation Home

Second Home Frisco TX

If you are looking to increase the amount of real estate holdings in your portfolio, it is important to find a trusted advisor to help you through the process. Even though you might be familiar with the steps in buying a home, each new time brings a host of different circumstances. If you have reached the age of 62, you have new possibilities available to you through a home equity conversion mortgage, commonly called a reverse mortgage.

With our team of expert financial advisors and loan originators at FHL Texas in Frisco, TX, you can make the moves that are right for you and your family. Talk to our team about your options, including an FHA-backed HECM loan, to help you afford that second home. Many seniors are making their way into rental property as a way to generate passive income, and this is a great way to help you to achieve that goal. Whether you are focused on short-term rentals or want a consistent tenant, a reverse mortgage can help you by converting your existing home equity into liquid capital that you can actually use. Do more with your money with a HECM loan!

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