Renting Vs. Buying: An Analysis

buying and rentingBecoming a homeowner is a major responsibility, so there is a lot to consider before diving into this commitment. One of the most prevalent aspects of this jump that you’ll need to think about is the difference between renting and buying. If you have been going back and forth between the two options, you surely know that there is a lot to consider. This is an especially relevant topic for those living in North Texas, where home and rent prices have skyrocketed. Many find their monthly rents approaching the same levels as their friends or family’s mortgage payments. With this in mind, it is important to look at the advantages and disadvantages of each to better determine what is best for you and your future. In today’s blog, Family Home Loan Texas discusses the advantages and disadvantages of renting and buying. (more…)

Enjoy A Beautiful Weekend In North Texas

community blogApril is here, but don’t worry: nothing in today’s community blog will be fooling you. We take our fun North Texas events very seriously, so we will still be highlighting our top family-friendly picks. Hopefully, the beautiful weather is here to stay, so you can rest easy knowing that you will have lots to do both inside and out in the coming weeks and months. Yes, we understand that you will probably have to dedicate a day or two to spring cleaning, but that doesn’t mean you can’t enjoy some of the great happenings this weekend. In today’s community blog, Family Home Loan Texas showcases some of our favorite events and activities around DFW over the next couple of days. (more…)

Understand Home Appraisals And Inspections

home inspectionThe home buying and selling processes are quite complex. There are seemingly endless tasks that you must do before and after you make an offer on a house. From getting pre-approved to figuring out what type of mortgage works best to closing on a house, there is a lot to keep in mind. Two of the most overlooked parts of this process are home appraisals and home inspections. These are both very important steps in the buying and selling processes and hold a lot of weight. In today’s blog, Family Home Loan Texas discusses appraisals and inspections and what they mean for you.  (more…)

Explore North Texas This Weekend

community blogWhat a week it has been since our last community blog. We had our first tornado advisory of the year, which is a sure sign that Spring is here. We luckily made it through, and now we can finally enjoy our free time this weekend. As always there’s a lot to do around the DFW metroplex, and we will be well-served to check out as many events and activities as possible. That way, by the time we go back to work on Monday, we will feel like we got plenty of action in and won’t have to listen to our coworkers’ exploits with a sense of FOMO. In today’s community blog, Family Home Loan Texas highlights some of North Texas’ top family-friendly events this weekend. (more…)

What Is The Home Buying Process?

Home Loan ProcessWhile buying a home is an immensely rewarding milestone, the process of getting there can be overwhelming and daunting. From choosing the ideal house to securing a mortgage to everything in between, you will certainly have a lot on your plate. This is by no means a deterrent; rather, it is beneficial to know what the whole process consists of before beginning, so you are prepared and don’t become disheartened. With this in mind, for today’s blog, Family Home Loan Texas discusses the home buying and mortgage processes, so you will know what to expect. (more…)

Be Sure To Enjoy Your Weekend In DFW

community blog

Air acrobat in the circus. A young girl performs the acrobatic elements in the air ring

Well, it seems like the spring weather is here to stay, so now is a good time to open up those windows and let the pleasant air filter through your home. It is also an opportune time to lace up those sneakers and start strolling around town; this is a great way to shake off any rust that’s accumulated on your joints over the past few months. While you’re out and about, be sure to check out some of the fantastic events happening across North Texas this weekend. In today’s community blog, Family Home Loan Texas looks at some of the premier goings-on around the DFW metroplex over the next couple of days. (more…)

Use Home Equity To Boost Your Retirement

RefinancingIf you are nearing retirement age and own a home, there is a good chance that you either have your mortgage fully paid off or you are getting close. Over time, you have put a lot of equity into your home. Home equity is the amount of money you’ve put into your home versus what you still owe. While having a lot of equity provides you with security — both mentally and financially — it can also be used to help you live more comfortably and even help you fund your retirement, especially in 2022 when interest rates are at an all-time low. In today’s blog, Family Home Loan Texas discusses the benefits of tapping into this equity and the different ways you can do so. (more…)

How To Enjoy This Weekend In DFW

community blogIn last week’s community blog, we touted the coming of spring and the warmer temperatures. Perhaps the weather got wind of this confidence and decided to throw us for a loop by plummeting temperatures once again. Such is life in North Texas, so hopefully, you didn’t put away your winter coats, hats, and gloves quite yet. Luckily, there is a lot going on in DFW this weekend — both inside and outside — so your next couple of days can include lots of family fun. In today’s community blog, Family Home Loan Texas highlights and talks about our top picks for fun things to do in North Texas this weekend. (more…)

When Do You Need A Home Appraisal?

Home appraisalJust because someone is selling a home at a certain price, it doesn’t mean that it is the true value of the house. While right now, home prices are skyrocketing in North Texas, and you will likely pay more for a house than you would in previous years, you need to be aware of its real value. This will determine what you can expect to sell for in the future and can also give you an idea of what a lender will provide for a mortgage. In today’s blog, Family Home Loan Texas talks about home appraisals and the important role they play when it comes to buying, selling, and refinancing a home.  (more…)

The Basics Of Buying A Home

buying a homeWhen you are trying to navigate buying a home, especially if it is your first time, there is a lot to juggle. From finding a realtor to making a bid on the perfect home, you surely have a full plate. Part of this process, that often gets overlooked, is how you are going to pay for it. Of course, you know that you are going to find a mortgage and purchase your home via this lend, but there are still many things to keep in mind about this aspect of the process. In today’s blog, Family Home Loan Texas breaks down the basics of home loans and what you need to remember when beginning your home-buying journey.