Category: Home Purchases

Are You Interested In Purchasing A Second Home?

Home purchases can provide more than just a place to live. Sometimes, buyers who intend to stay in their current residence look out for a second home to buy. In doing so, they can secure a place for a child, make an investment in real estate, or set themselves up with a lovely vacation space…. Read more »

The Right Start To The Homebuying Process

Your first homebuying experience can certainly be educational. That being said, there are challenges to face for those who have been through the process before, too, which makes the right support particularly important. With FHL Texas to help guide you through the financial aspect of property purchases, you can make a challenging and potentially confusing… Read more »

Should You Rent Or Buy A Home?

Buying a home

Renting an apartment or a house is how most of us spend our early adulthood. After all, not many 19-year-olds can afford a down payment on a house, and renting provides the flexibility that most young adults require. Whether you are a college student moving from one apartment to the next as roommates come and… Read more »

How To Budget When Buying A Home

home budget

Looking at home prices — particularly in North Texas — can be a shock. While you are surely aware that you do not have to pay the total cost of the house upfront, the numbers are still staggering. Many of us consider the costs broken down into two parts: the down payment and monthly mortgage… Read more »

Why You Need Title Insurance

title insurance

Buying a house is incredibly exciting; after all, you are finding a place that you love enough to call home. While this is certainly true, the actual purchasing process can be tricky and stressful. From navigating escrow to finding appraisers to more, there is a lot that buyers have to keep in mind. An often… Read more »

Escrow’s Role In The Home Buying Process

escrow

The home buying process can seem daunting, especially for those who have not been through it before. It is admittedly complex, and there are more steps involved than you may expect. Because of this, it is essential to learn as much as you can before beginning this journey, so you do not find yourself overwhelmed… Read more »

Renting Vs. Buying: An Analysis

buying and renting

Becoming a homeowner is a major responsibility, so there is a lot to consider before diving into this commitment. One of the most prevalent aspects of this jump that you’ll need to think about is the difference between renting and buying. If you have been going back and forth between the two options, you surely… Read more »

When Do You Need A Home Appraisal?

Home appraisal

Just because someone is selling a home at a certain price, it doesn’t mean that it is the true value of the house. While right now, home prices are skyrocketing in North Texas, and you will likely pay more for a house than you would in previous years, you need to be aware of its… Read more »

The Basics Of Buying A Home

buying a home

When you are trying to navigate buying a home, especially if it is your first time, there is a lot to juggle. From finding a realtor to making a bid on the perfect home, you surely have a full plate. Part of this process, that often gets overlooked, is how you are going to pay… Read more »

A Vacation Home Is Closer Than You May Think

vacation home

It is easy to sit back and imagine yourself sitting on beachfront property or in a cabin on an idyllic mountain. While the thought of owning your own vacation property certainly sounds perfect, it can admittedly feel daunting. After all, if you are still paying your mortgage on your primary residence, the thought of taking… Read more »