What stands between you and becoming a homeowner? For those who want to buy a residence but do not have a property to sell, the idea of making a down payment can be intimidating. These payments vary in size, and you may be able to secure the loan you need for the home you want… Read more »
If you own your home, you can be familiar with the advantages of ownership over renting the space where you live. In addition to having more freedom over the look and feel of your space, you steadily improve your financial health as you pay your mortgage and build equity. Of course, you can benefit from… Read more »
Whether you are ready to leave your current home for a new property, want to become a first-time homeowner, or have a different interest in the housing market, some expert guidance can be helpful. Interest rate movements, property value fluctuations, and changes in mortgage rules and options can all affect your experience as a buyer…. Read more »
Renting the space where you live carries many drawbacks. You have less control over how you decorate your space as well as no freedom to renovate. Even if you love your current living space, you can be understandably concerned that your next lease will raise your rent to a point where paying it becomes difficult…. Read more »
Securing a loan for a home you want to buy requires more than just the right credit score and down payment. Lenders are cautious about what they give out, as they can be hurt by providing mortgages that are larger than the value of the home being purchased. One way they protect themselves is through… Read more »
Home ownership comes with a variety of benefits. The comfort of feeling in control of your space, the ability to secure stable payments over rising rent prices, and the growth of your equity are all easy to appreciate. After completing the process of buying the property where you reside, you can feel more comfortable with… Read more »
Housing affordability can be a serious obstacle for potential buyers, particularly those buyers who do not have a current property to sell. During 2022, property prices and higher interest rates limited people’s purchasing power. However, as we review the market trends at the end of 2022, there are reasons to anticipate better affordability in 2023…. Read more »
The new year is days away, but many people are already working out their resolutions for 2023. Many couples and families will look to make this year the one when they pursue homeownership. It can be exciting to think about reaching this milestone, but it can also feel difficult to take on if you lack… Read more »
For many who start to explore the housing market, the goal is to find a property that will serve as their home. Buying offers many benefits over renting, including the stability of mortgage terms and a location you can make your own by renovating and remodeling. Doing so also helps you grow your net worth… Read more »
The leap from renter to homeowner can seem like a large one, particularly if you are not sure what to make of the housing market or unsure what it will take to secure a mortgage. Fortunately, help is available, which means you gain the benefits of insight and experience on matters that can prove difficult… Read more »
