If you are nearing retirement age and own a home, there is a good chance that you either have your mortgage fully paid off or you are getting close. Over time, you have put a lot of equity into your home. Home equity is the amount of money you’ve put into your home versus what… Read more »
It is always important to consider ways you can save money. It is admittedly difficult to stay on top of all of your finances and bills, especially now that so many things are automated. Even keeping track of all of your streaming services — we’ve all forgotten to cancel what was supposed to be a… Read more »
Once you own a home and have a mortgage, it is tempting to think your work is done. After all, the home buying process — not to mention the securing of a loan — can be arduous. However, it is important to consistently assess your options in order to save money in the long run…. Read more »
Owning a home is one of the best ways to build up equity. Every month, you are adding more money into your home, until you eventually have it completely paid off. And since homes typically appreciate in value, that means when or if you would like to sell it, you will stand to make a… Read more »
Refinancing a mortgage loan can be a helpful way to save money over a long period of time. If you plan on owning a home for a long time, there is a good chance that the initial terms of your mortgage — when you first got it — might not remain ideal over the years…. Read more »
We’ve previously talked about refinancing your mortgage in previous blogs. It is often a great tool to either adjust the duration of your loan or to take advantage of lower interest rates. Now, we’ll talk about another option that will leave you with quite a bit of extra money to spend as you please. In… Read more »
Many of us hear the term “refinancing,” but few actually know what it entails. When doing anything pertaining to your home — and mortgage — you need to have as much information as possible to make the best, most informed decisions. After all, a home is where many people have the most equity. In today’s… Read more »
