Being in a position to buy a second home is exciting. Whether you want a cozy cabin in the mountains or a window-filled house on the beach, having another home will open up another chapter in your life. While it will surely be thrilling, there is a lot to know before moving forward. From credit score requirements to financing options, there is quite a bit to understand. In today’s blog, Family Home Loan Texas discusses everything you need to know about buying a second home.
Where To Trick Or Treat In North Texas
Ah, Halloween: that special day where it isn’t looked down upon to exclusively watch spooky movies, carve faces into pumpkins, and shovel bite-sized candy into your mouth. If you have kids, it is also the time to take them trick-or-treating (how else are you going to get all that candy?). Unfortunately, not all neighborhoods have good options for this activity, so you might need to venture elsewhere. In today’s blog, Family Home Loan Texas, talks about some of the best places to trick or treat in North Texas. (more…)
What To Know About Conventional Loans
Conventional Mortgage
In the last blog post, we talked about FHA Loans, which are great for individuals who have a limited credit history, lower-than-average credit scores, or are first-time home buyers. If you have a higher credit score and are able to pay quite a bit for a home’s down payment, then you might qualify for a conventional mortgage. In today’s blog, Family Home Loan Texas discusses conventional loans and the factors that make them desirable for those who qualify. (more…)
Learn About FHA Loans Today
When you are trying to buy a house, there are many different types of mortgage loans you can apply for. Each one fits different needs, so it is important to be well-informed — this way you will have a better sense of what to expect and understand the terms of the loan you will most likely be eligible for. In today’s blog, Family Home Loan Texas discusses FHA Loans, and how you can know if this is the best option for you. (more…)
Bell Fort Worth Alliance Air Show
While last week’s community blog was focused on some fun, albeit earth-bound local events, today’s post is going to be looking towards the sky. Grab your aviators and bomber jacket because, in today’s blog, Family Home Loan Texas is going to tell you everything you need to know about the Bell Fort Worth Alliance Air Show. (more…)
What You Should Know About VA Loans
Figuring out home loans on your own can feel intimidating — there are so many factors that can determine your mortgage and eligibility for one. For United States Veterans, service members, and surviving spouses, the process of securing a loan becomes quite a bit easier. In today’s blog, Family Home Loan Texas discusses the details of VA Loans and the ways their generous terms can help you. (more…)
We Can Help First-Time Home Buyers
Buying a home for the first time can seem daunting and intimidating. You are, after all, undertaking a massive responsibility — one that requires you to spend what’s likely the most amount of money you ever have. Luckily, there are many resources that can assist you in the process and can make homebuying as easy and stress-free as possible. In today’s blog, Family Home Loan Texas discusses helpful tips and things to keep in mind when you begin the journey of buying your first house.
North Texas Pumpkin Patches
It’s that time of year when the air cools down, the leaves change, and pumpkin patches start popping up all around the area. Whether you are looking for a fun outing for the whole family, need to buy some pumpkins for jack o’lanterns, or just want to take some autumnal photos, there are lots of great places around North Texas. We’ve already talked about the fabulous Autumn At The Arboretum, but there are many other fantastic options as well. In today’s blog, Family Home Loan Texas gives you the details on some fun pumpkin patches and related activities around the area. (more…)
What Is A Reverse Mortgage?
It can be difficult to find liquid assets once you are in or near retirement. If you are retired you are likely on a fixed income. If you’re close to it, you are probably diligently saving to make the most of your life once you stop working. While financial responsibility is always the best move — and can account for a lot of the curve balls life throws you — sometimes big, unexpected expenses arise. When they do occur, even the most thorough of planners can find themselves at a loss. Luckily, there is a solution to these unforeseen events. A reverse mortgage is one of many helpful tools tool that you could very well benefit from. In today’s blog, Family Home Loan Texas discusses everything you need to know about reverse mortgages and how they can help you.
Credit Scores And Buying A Home
Having a good credit score can make buying a house much easier. The higher the score, the better the chance you’ll have of securing a mortgage. Not only that but a better number can also lower your interest rate, leading to less money spent over the duration of your mortgage. Knowing your score can also speed up the pre-approval process. In today’s blog, Family Home Loan Texas discusses everything you need to know about credit scores and how they affect the home buying process. (more…)
