Buying a home for the first time can seem daunting and intimidating. You are, after all, undertaking a massive responsibility — one that requires you to spend what’s likely the most amount of money you ever have. Luckily, there are many resources that can assist you in the process and can make homebuying as easy and stress-free as possible. In today’s blog, Family Home Loan Texas discusses helpful tips and things to keep in mind when you begin the journey of buying your first house.
North Texas Pumpkin Patches
It’s that time of year when the air cools down, the leaves change, and pumpkin patches start popping up all around the area. Whether you are looking for a fun outing for the whole family, need to buy some pumpkins for jack o’lanterns, or just want to take some autumnal photos, there are lots of great places around North Texas. We’ve already talked about the fabulous Autumn At The Arboretum, but there are many other fantastic options as well. In today’s blog, Family Home Loan Texas gives you the details on some fun pumpkin patches and related activities around the area. (more…)
What Is A Reverse Mortgage?
It can be difficult to find liquid assets once you are in or near retirement. If you are retired you are likely on a fixed income. If you’re close to it, you are probably diligently saving to make the most of your life once you stop working. While financial responsibility is always the best move — and can account for a lot of the curve balls life throws you — sometimes big, unexpected expenses arise. When they do occur, even the most thorough of planners can find themselves at a loss. Luckily, there is a solution to these unforeseen events. A reverse mortgage is one of many helpful tools tool that you could very well benefit from. In today’s blog, Family Home Loan Texas discusses everything you need to know about reverse mortgages and how they can help you.
Credit Scores And Buying A Home
Having a good credit score can make buying a house much easier. The higher the score, the better the chance you’ll have of securing a mortgage. Not only that but a better number can also lower your interest rate, leading to less money spent over the duration of your mortgage. Knowing your score can also speed up the pre-approval process. In today’s blog, Family Home Loan Texas discusses everything you need to know about credit scores and how they affect the home buying process. (more…)
Autumn At The Arboretum Is Here
The Dallas Arboretum is one of our favorite spots in North Texas, and it is at its very best during the Fall. As the air starts to chill and the leaves begin to turn, this Dallas landmark is a sight to behold. Not only is it easier to stroll through without the punishing heat and humidity, but it has many wonderful, seasonally-specific sights to see. In today’s blog, Family Home Loan Texas highlights all the arboretum has to offer this autumn. (more…)
What You Need To Know About Home Inspections
Home inspections are an essential part of the home buying — and selling — process. In fact, it is one of the first steps, along with getting pre-approved. As a buyer, an inspection allows you, via the help of a trained professional, to make sure there aren’t any major defects with the house you’re about to purchase. Moreover, in the case that there are notable issues, you can either negotiate the price down to make up for you fixing the problems in the future or potentially have the seller fix them before your purchase of the home. In today’s blog, Family Home Loan Texas talks about what you should expect from inspections and the important role they play in buying a home.
Why Refinance Your Mortgage?
Many of us hear the term “refinancing,” but few actually know what it entails. When doing anything pertaining to your home — and mortgage — you need to have as much information as possible to make the best, most informed decisions. After all, a home is where many people have the most equity. In today’s blog, Family Home Loan Texas discusses the basics of refinancing and why it can be the best move for you to make.
The State Fair Of Texas Is Back
The magnificent State Fair of Texas is well underway, so if you haven’t made it out yet — or want to go back — now is a perfect time. This is a particularly notable year for the fair because it is its first time back in two years. Now, it has returned in full swing, and all of us at Family Home Loan Texas could not be more excited. In this blog, we are going to give you our personal recommendations for your visit this year and tell you some fun facts about the largest fair in the United States.
Our Simple Pre-Approval Process
If you’re beginning the search for buying a house, pre-approval is typically one of the very first steps. It can seem particularly intimidating for first-time buyers, but in reality, it is a very straightforward process that ultimately streamlines the entire home purchasing experience. In today’s blog post, Family Home Loan Texas tells you everything you need to know about the pre-approval experience and will hopefully assuage any fears you might have.
We’re Family Home Loan Texas
Family Home Loan Texas provides dedicated consulting and guidance as you navigate mortgage matters, with no cost pre-approval and help to secure home purchases with as little as 3% down. We make the process of securing custom loans fast and easy, and we do so while taking your needs, current finances, and long term plans into consideration.
