If you are looking to make the leap from renting into homeownership, it can be an overwhelming experience. When you try to do this on your own, you may find yourself a little out of your depth, and this is completely understandable. After all, if this is your first time through the process, you do… Read more »
This November, you have an opportunity to be a part of a change to our constitution, giving you much-needed tax relief. Since property tax reform requires a constitutional amendment, this process requires a statewide vote. As loan originators and financial advisors here in North Texas, FHL Texas understands the burden of current property tax rates… Read more »
If you have been planning on shifting from being a renter into owning your own home, it is important to speak with a trusted financial advisor about your situation. Every new purchase brings its own unique set of circumstances, so make the effort in talking to a professional who understands the real estate landscape. As… Read more »
The conventional wisdom is that real estate is one of the safest bets in investing, but the market is a bit tumultuous right now. Due to these changes, many people are wondering whether the old adages still ring true. During the peak of the COVID-19 pandemic, we saw sharp increases to home values, as many… Read more »
Renting the space where you live carries many drawbacks. You have less control over how you decorate your space as well as no freedom to renovate. Even if you love your current living space, you can be understandably concerned that your next lease will raise your rent to a point where paying it becomes difficult…. Read more »
A home purchase is significant for many reasons. When you buy your property, you secure one of the most important spaces of your life, one where you can establish community roots and raise a family. The purchase is also significant because it is a large financial investment, one that requires a significant initial purchase but… Read more »
Housing affordability can be a serious obstacle for potential buyers, particularly those buyers who do not have a current property to sell. During 2022, property prices and higher interest rates limited people’s purchasing power. However, as we review the market trends at the end of 2022, there are reasons to anticipate better affordability in 2023…. Read more »
The leap from renter to homeowner can seem like a large one, particularly if you are not sure what to make of the housing market or unsure what it will take to secure a mortgage. Fortunately, help is available, which means you gain the benefits of insight and experience on matters that can prove difficult… Read more »
How will the move from renting your living space to owning your residence affect you? You can feel an immediate sense of pride in your status as a homeowner, and you can enjoy the stability of being so firmly set in where you live. A home can also offer more space, including outdoor spaces, that… Read more »
What will it take for you to become a homeowner for the first time? It can be challenging to move from renting to buying, as first time buyers can face certain hurdles that may seem tough to clear. You will not have the sale of a property to put toward your down payment, and you… Read more »
