Author: FHL Texas

What Homeowners Can Gain Through Refinancing

When you secure a mortgage, you receive a set of terms that ultimately affect what you pay each month and for how long you will owe on your loan. Sometimes, the best terms that are available to you are not going to be ideal in the long run. In this situation, there is something you… Read more »

Will Your Savings Help You Secure Your First Home?

What do you gain from building your savings over time? Part of why you should set aside money is to make sure you can protect yourself when the unexpected happens. Medical concerns, car repairs, unemployment, and other issues can come with costs that you will have to clear. However, you should not think about savings… Read more »

Should I Choose An FHA Or Conventional Loan?

When it comes to buying a home, the property cost is far from the only factor that affects what you will be paying from month to month. Different loan types offer different terms in the short and long term, and some come with additional costs that you will need to factor into your budgeting. One… Read more »

Best Ways To Enjoy Your Weekend In DFW

community blog

It has somehow been hotter than usual in North Texas lately, but it is luckily cooling down over the next few days. Yes, this is all relative, but we should still rejoice in the less-scorching temperatures. This reprieve gives us the opportunity — and motivation — to go out and enjoy the myriad offerings the… Read more »

Enjoy Summer Family Fun This Weekend

community blog

Well, it’s going to be a scorcher this weekend. Granted, it’s been a scorcher for the past week, and all this heat makes it tough to keep track of days, weeks, our own names, etc. Yes, this is Texas and yes, it is summer, but there’s something different about this heatwave; it just feels…mean. With… Read more »

Are You Looking For A Low Down Payment Mortgage?

Mortgage

Are You Looking For A Low Down Payment Mortgage? Several loan programs can help home buyers with a lower income and/or low down payment. One such program is the Fannie Mae HomeReady mortgage. You could pay as little as 3% down on a HomeReady loan. That’s $6,000 down on a $200,000 home — even less… Read more »

Enjoy This Weekend In DFW With Your Family

community blog

Welcome to another community blog post! We publish these every Friday to highlight some of the most alluring and interesting events going on around the DFW Metroplex each weekend. Although Dallas and the surrounding areas might not have the luster and prestige of New York, LA, or Chicago, they are still filled with fun and… Read more »

Have Family Fun In Dallas This Weekend

community blog

Well, it’s the Friday before a three-day weekend, so that means it’s time for an extra special community blog. In fact, to celebrate, you would be well served to listen to Rebecca Black’s infamous hit as you peruse today’s post. While you will likely be grilling out and spending time at the pool on Monday,… Read more »

How To Buy A Home With A Lower Credit Score

credit score

Credit scores are a major component of securing a favorable mortgage loan and unfortunately, many people have scores that can hinder the home buying process. The factors that have lowered your score could very well be out of your control and are based on decisions made many years ago. After all, many people get credit… Read more »

Top Activities In DFW This Weekend

community blog

It’s Friday, which means it’s time for this weekend’s community blog! If this is your first time tuning it, this is where we highlight some of our top picks for great, family-friendly events happening all across the DFW metroplex. Yes, we know it is getting hot — even hotter than normal — which makes it… Read more »