Learn About Cash-Out Refinancing

cash out refinanceWe’ve previously talked about refinancing your mortgage in previous blogs. It is often a great tool to either adjust the duration of your loan or to take advantage of lower interest rates. Now, we’ll talk about another option that will leave you with quite a bit of extra money to spend as you please. In today’s blog, Family Home Loan Texas discusses the basics of cash-out refinancing and the ways it can help you free up cash. (more…)

Learn About The Home Loan Process

Home Loan ProcessWhether you’ve purchased a home before or you’re a new buyer, the process of getting a mortgage can seem intimidating. We are inundated with advertisements and information that can muddy our ideas of what the process actually entails. This can certainly seem like a deterrent to some, but we are here to help show you that buying a home is more attainable than you might think. In today’s blog, Family Home Loan Texas walks you through every step of the home loan process.  (more…)

We Can Help You Finance A Second Home

Second HomeBeing in a position to buy a second home is exciting. Whether you want a cozy cabin in the mountains or a window-filled house on the beach, having another home will open up another chapter in your life. While it will surely be thrilling, there is a lot to know before moving forward. From credit score requirements to financing options, there is quite a bit to understand. In today’s blog, Family Home Loan Texas discusses everything you need to know about buying a second home.

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Where To Trick Or Treat In North Texas

Trick Or TreatingAh, Halloween: that special day where it isn’t looked down upon to exclusively watch spooky movies, carve faces into pumpkins, and shovel bite-sized candy into your mouth. If you have kids, it is also the time to take them trick-or-treating (how else are you going to get all that candy?). Unfortunately, not all neighborhoods have good options for this activity, so you might need to venture elsewhere. In today’s blog, Family Home Loan Texas, talks about some of the best places to trick or treat in North Texas. (more…)

What To Know About Conventional Loans

Conventional Mortgage

Conventional Mortgage

In the last blog post, we talked about FHA Loans, which are great for individuals who have a limited credit history, lower-than-average credit scores, or are first-time home buyers. If you have a higher credit score and are able to pay quite a bit for a home’s down payment, then you might qualify for a conventional mortgage. In today’s blog, Family Home Loan Texas discusses conventional loans and the factors that make them desirable for those who qualify. (more…)

Learn About FHA Loans Today

FHA LoansWhen you are trying to buy a house, there are many different types of mortgage loans you can apply for. Each one fits different needs, so it is important to be well-informed — this way you will have a better sense of what to expect and understand the terms of the loan you will most likely be eligible for. In today’s blog, Family Home Loan Texas discusses FHA Loans, and how you can know if this is the best option for you. (more…)

What You Should Know About VA Loans

VA LoanFiguring out home loans on your own can feel intimidating — there are so many factors that can determine your mortgage and eligibility for one. For United States Veterans, service members, and surviving spouses, the process of securing a loan becomes quite a bit easier. In today’s blog, Family Home Loan Texas discusses the details of VA Loans and the ways their generous terms can help you.  (more…)