When you are buying or selling a home, it is easy to think of the process as consisting of just putting in or accepting an offer and then closing. This, however, is not the case, and there are lots of steps that go into the purchase and sale. Home appraisals, for instance, are crucial for both the transaction and for getting approved for a mortgage. In today’s blog, Family Home Loan Texas talks about the various times you will need a home appraisal and what you should expect. (more…)
Consider A Cash-Out Refinance In 2022
Once you own a home and have a mortgage, it is tempting to think your work is done. After all, the home buying process — not to mention the securing of a loan — can be arduous. However, it is important to consistently assess your options in order to save money in the long run. Refinancing is a common tool for mortgage holders to utilize to secure more favorable interest rates and generally alter the terms of their loans. Cash-out refinancing is another type of adjustment that can put some extra funds in your pocket as you find more advantageous rates. In today’s blog, Family Home Loan Texas talks about this tool and why 2022 seems to be a great time to get one. (more…)
Fun Events Happening Around DFW This Weekend
The holidays are over, and you are probably feeling both relieved and morose. On the one hand, our schedules are freeing up, and we no longer have to worry about bringing the perfect side dishes and drinks to a seemingly endless stream of parties and get-togethers. On the other hand, the newfound quiet and routine can feel a bit dull. Luckily, you can still enjoy yourself around the DFW metroplex this weekend. In today’s community blog, Family Home Loan Texas highlights some of the most notable, family-friendly events happening in North Texas this weekend. (more…)
Inspections Are An Important Early Step
It is easy to get lost in the excitement of buying a house — especially if it is your first time. After you spend months looking for the perfect home and finally find it, all you want to do is celebrate your looming homeownership. While it is important to take the time and bask in your accomplishment, you mustn’t get too distracted because there is still work to be done. Before you close on the house, you need to get an inspection done. In today’s blog, Family Home Loan Texas discusses what home inspections consist of and why they are so important. (more…)
Using Your Home To Free Up Money
Owning a home is one of the best ways to build up equity. Every month, you are adding more money into your home, until you eventually have it completely paid off. And since homes typically appreciate in value, that means when or if you would like to sell it, you will stand to make a profit. Home equity is also used to back up a line of credit from your financial institution. While this offers helpful security, sometimes life events occur that require significant liquid funds, and you can use your home as a way to free up this money. In today’s blog, Family Home Loan Texas discusses some ways that you can use your home to help you free up cash for large expenses. (more…)
A Guide For First-Time Home Buyers
Buying a home is a major undertaking for anyone — but especially for those doing so for the first time. There are seemingly endless amounts of information, jargon, and requirements, and if you’ve never gone through the process before, it can feel overwhelming. Luckily, there are actually myriad benefits to being a first-time buyer, and it is important to take advantage of them. In today’s blog, Family Home Loan Texas walks you through the essentials that all new house buyers should know. (more…)
Top Events In DFW This Weekend
Welcome back to another installment of Family Home Loan Texas’ community blog. The weather is going to start warm on Saturday and then cool down quite a lot on Sunday, so we have a mix of both indoor and outdoor activities this weekend. As mentioned in previous blogs, there are still lots of fun Christmas and Holiday related events, so you and the family can get into the spirit of this wonderful season. In today’s blog, Family Home Loan Texas lets you know about some of the best activities happening around North Texas this weekend. (more…)
What To Know About Home Warranties
When you are purchasing a home, it can feel like there is an endless list of tasks and have-to’s before you even close. Purchasing homeowner’s insurance, for instance, is an important step that is both mandatory and will also protect you and your belongings from severe damage. Similarly, as you are buying a house, you may be confronted with the option to purchase a home warranty. While it may seem adjacent to insurance (and therefore beneficial), it is its own thing entirely, and might not cover what you’d expect. In today’s blog, Family Home Loan Texas discusses everything you need to know about home warranties. (more…)
We Can Help You Buy A Second Home
Many of us would love a second home. Of course, our primary residences are comfortable home bases in which we live most of our lives, but there’s something to be said for owning property on the coast or in another city that we love. The thought of going through the house-buying process again or having another mortgage to keep up with can seem like a daunting barrier, but owning another home is more attainable than you might assume. In today’s blog, Family Home Loan Texas discusses what to expect when purchasing a second home. (more…)
Enjoy This Weekend With Your Family
As you are probably well aware, we are fully in the time of year where most family-friendly events have a Christmas theme. Even last week, most of the happenings we mentioned in our community blog were holiday-related. Luckily, the DFW Metroplex has a wide variety of fun events, so even if you do decide to stick to the theme, it will never feel stale. With this in mind, Family Home Loan Texas has curated a list of fun happenings that are sure to entertain kids and adults alike. (more…)
