Having a good credit score can make buying a house much easier. The higher the score, the better the chance you’ll have of securing a mortgage. Not only that but a better number can also lower your interest rate, leading to less money spent over the duration of your mortgage. Knowing your score can also speed up the pre-approval process. In today’s blog, Family Home Loan Texas discusses everything you need to know about credit scores and how they affect the home buying process. (more…)
The Dallas Arboretum is one of our favorite spots in North Texas, and it is at its very best during the Fall. As the air starts to chill and the leaves begin to turn, this Dallas landmark is a sight to behold. Not only is it easier to stroll through without the punishing heat and humidity, but it has many wonderful, seasonally-specific sights to see. In today’s blog, Family Home Loan Texas highlights all the arboretum has to offer this autumn. (more…)
Home inspections are an essential part of the home buying — and selling — process. In fact, it is one of the first steps, along with getting pre-approved. As a buyer, an inspection allows you, via the help of a trained professional, to make sure there aren’t any major defects with the house you’re about to purchase. Moreover, in the case that there are notable issues, you can either negotiate the price down to make up for you fixing the problems in the future or potentially have the seller fix them before your purchase of the home. In today’s blog, Family Home Loan Texas talks about what you should expect from inspections and the important role they play in buying a home.
Many of us hear the term “refinancing,” but few actually know what it entails. When doing anything pertaining to your home — and mortgage — you need to have as much information as possible to make the best, most informed decisions. After all, a home is where many people have the most equity. In today’s blog, Family Home Loan Texas discusses the basics of refinancing and why it can be the best move for you to make.
The magnificent State Fair of Texas is well underway, so if you haven’t made it out yet — or want to go back — now is a perfect time. This is a particularly notable year for the fair because it is its first time back in two years. Now, it has returned in full swing, and all of us at Family Home Loan Texas could not be more excited. In this blog, we are going to give you our personal recommendations for your visit this year and tell you some fun facts about the largest fair in the United States.
If you’re beginning the search for buying a house, pre-approval is typically one of the very first steps. It can seem particularly intimidating for first-time buyers, but in reality, it is a very straightforward process that ultimately streamlines the entire home purchasing experience. In today’s blog post, Family Home Loan Texas tells you everything you need to know about the pre-approval experience and will hopefully assuage any fears you might have.
Family Home Loan Texas provides dedicated consulting and guidance as you navigate mortgage matters, with no cost pre-approval and help to secure home purchases with as little as 3% down. We make the process of securing custom loans fast and easy, and we do so while taking your needs, current finances, and long term plans into consideration.